The poorest people are more likely to obtain health insurance than some other individuals in the USA. Dental is where it gets expensive. Most people I knew don’t have dental, if health insurance. Another reason to become successful…

I am serving my ex of my 8 year old son with custody papers asking for sole physical and legal custody as well as child support. I am nervous that he is going to contest it only to spite me, not because he really wants anything to do with him and that this will turn into an ugly, expensive battle. Does anyone have any advice on how I can prove my complaint of neglect. He has not had any contact with my son for over three months. He even promised to take him Christmas shopping and never showed up or called to follow through. Even before all this he would only get him maybe once a month for a few hours on his terms, late picking him up and wanting to drop him off at the drop of a hat (no notice). I have word that he is doing steroids and selling them as well as prescription narcotics, problem is, you have to be able to prove that in court and I can’t unless having a witness is good enough. I provide full support for our son including health insurance and dental and I have multiple bills racked up for health expenses that I have been paying on for years from before I was able to pull out this individual insurance for he and I. I’m not trying to keep him completely away from his child but I think based on empty promises and neglect to be a part of his life as well as financial neglect its in the best interest for him to be in my sole custody, not to mention we have no custody established at all right now and it needs to be done. Do I have grounds for sole legal and physical custody and how do I support my case?

I just received my second EOB (Explanation of Benefits) after getting my last 2 fillings done last week.

It says it’s "NOT A BILL" but it also shows what "PATIENT OWES" in one column.

What im concerned about is that on the first EOB, I owe about . (X-RAYS/ORAL EXAM) and on the second EOB, I owe about 0 for all 4 of my fillings. My individual dentist insurance only covers silver fillings and the dentist that I went to only does composite resin fillings (tooth colored). My insurance is going to cover "silver fillings" price which is 40% or 60% of the total price.

Am I suppose to pay it anyways or wait for the actual bill? I don’t want to be late??

Thanks!

So I have been working at my job for about 4 months now. It is a really good job but the bad news is I’m still considered part time although I can end up working 70+ hours in 2 weeks if I cover for some people that are out of the office. So what does that mean? You guessed it…I don’t get any health insurance! I am a 24 year old, single woman with no children and no major health problems (that I know of).

I live in New York City and here you have to make under ,000/yr or under 0/month to qualify for Medicaid. I make too much and I can’t really afford to go to Healthy NY (which they say is an alternate if you don’t qualify for Medicaid but can’t afford individual health insurance). The lowest I would be paying there is 8 a month and 7 for HIP which is what I really want. But the kicker is this…I wouldn’t even get dental or vision! If I didn’t have a job I could go apply for Medicaid and get the works but I work hard and still don’t make enough and get jipped! I also tried going to that free medical place but after meeting with a social worker she sent me to Healthy NY again when I already told her I couldn’t afford that.

I haven’t been to the doctor in so long and of course I feel fine. But I need a physical and to see a dentist just for my own peace of mind. I have also started to feel a lump at the back of my head off to the left. It doesn’t hurt but I’m not sure what it is. I have had a cyst before and I was thinking that’s what it was but I’m no doctor. Are there any places that I can just go get a physical and pay cash for it or get a free physical without having to meet with a social worker and all that mess that ultimately puts me back at square one? Thanks for your help all and have a Happy New Year!
Thank you for your answers so far. Thing is the hours that I work don’t permit me to get a second job but I don’t work these long hours ALL the time but I do cover for others that are out of the office often. p.s. i work for a law firm and these guys know how to get around some things…trust me!

I need three teeth pulled.
My teeth right now are just a little crowded, so there should be minimal surgical work required.
I reside in Illinois.
No dental insurance.
I am 19.

How much, with all these factors taken into account, how much should braces (and other procedures) cost in total? (Ballpark estimates are good–I know this type of thing varies from individual to individual)
No other work is required (i.e, no crowns, bridges, or cavities filled)

Hi,

I need help in writing a donation letter for my son whom is 5 years old. He is in need of major dental work in which is limited by are health insurance coverage. The donations will be directed to his dentist in c/o my son. The donation letter will be directed to local business’s and church’s in the area.

Thank you for your help.

We are please to offer you the following position:
Individual Insurance Sales Consultant;
Your job will consist of the following:
· Sales of personal insurance including but not limited to
o Auto-Home-Umbrella- insurance
o Life Insurance
o Investments
o Individual Health Insurance
· You will be required to quote and process the entire application from start to finish on all new sales.
· Servicing of the account will be completed by account reps.
· Develop and market new ways to sell personal insurance products
o Internet
o Working with our insurance companies on marketing programs
o Referral programs with:
§ Car Dealers
§ Realtors
§ Direct Writers
§ Email Advertising
§ Internet quoting
· You will also be working with producers who focus in other areas of insurance.
· You will contact existing customers to go over their financial needs including but not limited to life insurance and investment planning.

Compensation:
1. Base salary of ,000 per year
2. Bonus after you exceed ,000 in earned commissions based on the following:
a. 50% first year commission on personal lines insurance. ( auto-home-umbrella etc.)
b. 50% commission on all life insurance you sell on new accounts to the agency or existing house accounts.
c. You will be splitting commissions with the producers that you give you personal lines leads
d. 20% referral commission new and renewal for all other lines including
i. Commercial Insurance
ii. Group Benefits
3. You will receive the standard employee benefit program
a. Employee health insurance. Company picks up about 85% of the cost
b. 401 K program
c. Optional dental

I can’t seem to find one that combines all three, each of them have to be purchased as separate plans… I’m sure such a thing has to exist… I’m fairly young so forgive my ignorance when it comes to the insurance game…

Thanks!!!

And how much is it going to cost a family?
What is the deductible going to be?
Is it going to cover dental?
Will it cover prescriptions?
Will it cover wheel chairs?
Extended stay in Nursing homes?
In House Nursing?
How much is the fine person for not having health insurance?
How much is the fine per household?
How much is the fine for employers?

Thanks…I can not find the answers to these questions anywhere and I thought that seeing how everyone here is so ready to just on the boat with this Public Option you would have the answers….

I Am Needing Over 00.00 Worth Of Dental Work Done. I’m A Stay At Home So I Do Not Have A Dental Insurance But My Husband Makes To Much For Us To Qualify For Medicaid. Is CHIP Just For Children Or Would I Be Able To Get It. I’m Currently 21 Years Of Age. And I Have Spoken To Many Insurance Company’s And It Wont Be Worth An Individual Plan Because They Only Cover So Much.
Or Is There Any Other Programs That Could Help Me Pay?