I have impacted wisdom teeth and need them out by this summer at the latest. I don’t have any dental insurance and my health insurance expired a few months ago…
I’m 16 years old and I need to come up with 2000 dollars somehow.
Is there ANY way I can get state dental insurance or something similar?
Yeah I know this should be my parents problem…however they are unfortunately irresponsible, so i’m pretty much on my own with this.

My employer does not offer a plan and i need a bridge or implant very soon but most individual plans don’t cover much of the cost and they make you wait 6-12 months for bridges and implants.

does anyone know what insurance I can purchase for individual that will cover at least half or more of my dental work?

I live in the State of Washington and my employer does not offer Dental insurance until march 2010 . I need a root canal and extraction done on a few teeth it’s at the emergency level . Is it possibly to purchase an individual plan from some insurance company just so I can get in the door . 99% of dentists won’t even talk to you without insurance and I don’t blame them . I don’t care if I end up paying 1000’s of dollars I just need to get the work done does anyone know an insurance like this and if so will generally a dentist accept it and do the work and take payments ? Sorry if this makes little sense im in a lot of pain .

Trying to get a cheap health insurance. (Individual - not health or vision) Anyone have success I can check into?

"The Dental Care Advantage discount program provides members with savings of 20% to 55%* on most dental care services, including Orthodontics & Cosmetics." Is this true? or just a trap? Currently I’m looking for a dental insurance, I wanted to have my teeth exam/diagnose etc, then braces. What would be a reliable/suitable dental insurance/plan for an individual? Thanks.

I am looking for an individual plan, just for my family.

I have my own little freelance job that I do for cash. I’m not married and not a student, so I find myself without any medical or dental coverage. I’m just looking for coverage for gynological care (once per year), maybe a regular check-up (once per year), and prescription coverage if possible. And, if I’m really lucky, I’d like dental to be able to have a cleaning every 6 months. I’ve tried looking online but I don’t know what or where most of the "insurance companies" are and if they are real or even trustworthy. I am not a registered business nor do I make loads of cash, but I do not want to go on welfare of any sort. Does anyone have any advice for me? Thanks!

I am an individual contractor and in need of a health and dental insurance. There are so many to choose from and I don’t know which ones I should be focusing on. Lower deductibles and higher copay better? What’s an ideal payment each month? 0? 0? I need help.

So I’ve been researching dental insurance in my area. (S. Florida Metro - Ft. Lauderdale/Miami/Palm Beach)

I’ve received a quote from a dental HMO that provides the following;
Individual Premium per month - 11.95$
No Wating Period
No Plan Maximum
No Deductable.
As examples of coverage;
Cleanings are no charge.
Fillings for one surface are 25$ for composite fillings. Standard silver fillings are no charge.
Crowns run between 245$-300$
Endodontics/Root Canals run between 110$ and 345$
Periodontic services run between 110$ and 300$ for surgical services.
Non surgiacal periodontic services run between 38$ and 65$
Dentures and bridges are fairly priced between 300$ and 425$
Extractions run between 30$ and 100$
The only place they really get you is with orthodontics.

Now let’s look at a PPO.

Individual Coverage is between 30$ and 42$ a month for basically the same services between plans, with large waiting periods, tiny plan maximums, and really not that great of coverage.

(Cont.)
My boyfriend needs a 3 fillings and a root canal and possibly a crown in the future. They cover 50% of the root canal, which would stick us with a 500$ bill. They cover 50% of a crown, which would stick us with another 500$ bill and we’ve reached our plan maximum of 1,000$, which is the largest plan maximum I’ve found.

Am I basically paying an obscene amount and tiny maximums with a PPO to go to a larger network of dentists? What’s the difference? Why should I pick a PPO over a HMO?
When it comes to orthodontics, which may also be something we consider in the future, the PPO isn’t able to provide a significant advantage over a HMO. The HMO’s charge around 1,000$ flat for orthodontic treatment. PPO’s either don’t cover orthodontics at all or only pay 25%.

Can anyone shed any light on the differences and why they exist?
So basically, I’m correct in that all I’m paying for is a larger network of dentists? There’s plenty of HMO providers in the area which are accepting patients. There’s nearly a dozen within 5 miles of my home.
And by the way, idiots need not reply. Christ you people are stupid.
Could a dentist possibly imput their .02 on this issue? Why do you choose to go with a HMO network? Why do you choose to go with a PPO network?
Up until recently, I’ve shared the same feeling, that in general, PPO insurance is better than HMO insurance.

It seems to me like this applies only with health insurance. I still feel the same way, go with PPO for health. But with Dental insurance, there is an amazing discrepancy. I was SO blown away at the differences.

This is simply an individual dental coverage plan with no bearing on my medical insurance. I have Tricare/Humana through my father and United Healthcare through my office. United Healthcare’s dental is the PPO I outlined, and I actually have only a 750$ per calender year with my office’s dental plan, and they cover NO major dental work, not even extractions. That’s NOTHING.

I am 25 and a Veteran of the Iraq War. Before I left for Iraq, I had dental insurance with my mom’s work and I was getting a lot of work done. Half way through it I got called over seas to Iraq. I have been back for about a year now and need to finish up a lot of that work and get a little more done. Army wont cover it and I’m not rich.
I would like to get it all done soon. And I don’t mind paying for it. However I have tried detal loan companies like carecredit.com and due to my low/bad credit, I do not qualify. I refuse to go to a college or school to get this work done. And I do not have Dental Insurance at this time.
Most Insurance Plans have a minimum waiting period of 6 months for any major dental work or will not cover any of the previous work that has been started. I have talked to most major individual dental plans and they all sey the same thing or will only cover ,000. I need a few crowns, a bunch of fillings, a dental implant and a little more. HELP!

Anyone know of a good individual dental plan for someone in Central CA?

Looking for one good prices on dental procedures (implants, root canals, fillings) good yearly rate..

Thanks

I am self employed and pay for my own insurance. I go through Carefirst Blue Choice, however, their plan only offers the dental network plan, which allows me to receive a discount when I go to the dentist. I need actual dental insurance so I don’t have to spend 0 every time I need a filling or 00 every time I need a root canal (I have a condition with my teeth that causes me to get these often). What can I do? I’ve been doing research, but not having any luck. Any Dentist’s out there have good advice?

I need to find a good dental insurance plan for me and my family. It needs to cover 100% of basic dental work (like fillings, cleaning, etc.). If you have a good one, can you give me the name of it and a web address where I can read about it? Thanks!!

For 6 years I have been always trying to keep my teeth clean as possible. I have had a dental insurance that offered me 2000$ benefit per year and was under my parents. The coverage was 50%-80% of the procedure and each year I maxed out the insurance. I have had 4 crowns, 2 root canals, and over 15 fillings done in 6+ years. I think that probably now I would not qualify for any dental insurance individual plan as they would not accept me at all.

i need an individual insurance plan that covers orthodontia, oral surgery and dental visits. i do not need health insurance, just dental. i need to get my wisedom teeth extracted, i want to get invisalign and i also need to have a dental visit and teeth cleaning… any suggestions?

Right now I’m a full time law student. I have major medical insurance but I haven’t been able to obtain dental or vision insurance because I am not employed. I live in Illinois.

My two front teeth are gone, I have many rotten teeth throughout my mouth. Because of this, I rarely smile. I believe it would really help my self-image if I was able to get this issue fixed, but not having dental insurance (and it’s even harder getting individual insurance) is holding me back. Someone please give me some helpful hints or ideas!

I am on the state health insurance (ahcccs) but they do not cover individuals over 21 for dental..

I am in dire need of a cleaning & some fillings but dont have the money to pay for these procedures..

How can I or what sites can I use to get dental insurance for low cost?

All 4 of my wisdom teeth are impacted - 1 is 2/3rds the way out, 1 is moving slightly and I’ve yet (knock on wood!) to have any issues with the other 2.

I was a member of Ameriplan a few years back but never had to use it because I was covered under BlueCross in which I am no longer covered under either.

Would it be best to re-register with the Ameriplan (25% discount) or an individual dental insurance (which would POSSIBLY be more beneficial depending on the coverage amount/deductible, etc.) for about the same $ monthly?

If you feel as though the individual dental insurance would be best, does anyone have any recommendations for coverage companies, etc.? Thanks!

ps- PLEASE don’t SPAM this with the Ameriplan links & false reviews!

i need individual dental insurance