Dental Insurance needed?
"The Dental Care Advantage discount program provides members with savings of 20% to 55%* on most dental care services, including Orthodontics & Cosmetics." Is this true? or just a trap? Currently I’m looking for a dental insurance, I wanted to have my teeth exam/diagnose etc, then braces. What would be a reliable/suitable dental insurance/plan for an individual? Thanks.
Tagged with: advantage discount • amp • Braces • cosmetics • dental care services • dental insurance plan • insurance • orthodontics • teeth
Filed under: Individual Dental Insurance
OK, this is a PLAN. There’s no regulatory authority, and the ‘catch’ is, most providers won’t accept it.
I haven’t ever seen a private dental plan that pays out more than it costs.
That plan is NOT insurance. It is a discount plan, similar to the discount cards that you use in the supermarket.
The discount is 20% to 55% off the "regular" or "listed" price, which could higher, perhaps even 2-3 times higher, than the price that the dentist normally charges the uninsured. You might or might not pay less with the plan than without it.
healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.