Lost heath/dental insurance, anything more affordable than COBRA?
I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about 0 a month) or find other insurance. I don’t mind having to use in-network doctors. I’m also based in NJ if that makes a difference. Any ideas on what I can use?
Much appreciated.
Another question to compound to the previous. Are there any insurance companies or services that cater to my situation, even for only semi-temporary insurance?
Tagged with: cobra • insurance • insurance companies • network doctors • temporary insurance
Filed under: Affordable Dental
Well, there might be some health insurance cheaper than your cobra, HOWEVER, you won’t find effective, stand alone dental. Your BEST bet is to take Cobra month to month until you have a job. And take any job you can find that will give you benefits.
get online and check out all the insurance companies you can. They all will give you a free quote if you just ask them
Congratulations on your graduation!
I would go with a high deductible option either a PPO or
HSA compatible plan. Pick a deductible to match what kind
of monthly premium you’re willing to pay. For dental, I would
skip insurance and go with eHealthPlus.
Hi, just thought I’d share there’s a company out there who’s helped a lot of people who do not have and need affordable health benefits. They cover regular office visits, specialists like orthodontists, any pre-existing conditions like diabetes and pregnancy and even ancillary care and hospital advocacy. It basically includes everything you need help paying for. There’s no high premiums, deductibles, co-pays, waiting periods, claims forms or anything like that at all. They can save you up to 80% on your out of pocket expenses for so much less than all the other companies. It could end up saving you a lot of $$ over traditional insurance. They have a medical plan as well as a dental plan that both include vision, prescription and chiropractic benefits as well. They have over 400,000 providers nationwide as well, so it is available almost everywhere. They are a wonderful company and are members of the Better Business Bureau. They were even featured on FOX News just a couple weeks ago. I know several people who have benefits through them, and everything they say about them is nothing but positive. It’s just crazy how much people are shelling out for their healthcare. I then also got benefits through them and love to be able to tell other people about how much money they can save. Try this website and you can check out the specifics and providers in your area. http://www.everyonebenefits.com/40424269/. If your preferred provider isn’t on there, he can be added. I hope this helps you and you find what you need. You can email me personally at airforcecontractnegotiator@ yahoo .com (we’re military) if you have any questions. Best of luck and happy new year!!
I may have a solution if you don’t have insurance or cant afford insurance at this time.
Below is a site that offers benefits for under $50.00 dollars a month and this includes:
Dr.visits
Hospital
Vision
Dental
Prescription
Chiropractic Care
If you would like to know if there is any providers in your area I would be happy to look them up for you. Just send me an email with you zip code.
Assurant has what they call a "short-term medical plan" that is very cheap. You can apply for it online here. http://www.tkqlhce.com/click-2177451-10457616 It should be about a third of the price of cobra.