There is a plan online that offers dental and even vision for a total of /month!! Is this real??

http://www.alowcostdentalplan.com/
It is verified with the BBB under Liberty Insurance Brokerage.

So I’ve been researching dental insurance in my area. (S. Florida Metro - Ft. Lauderdale/Miami/Palm Beach)

I’ve received a quote from a dental HMO that provides the following;
Individual Premium per month - 11.95$
No Wating Period
No Plan Maximum
No Deductable.
As examples of coverage;
Cleanings are no charge.
Fillings for one surface are 25$ for composite fillings. Standard silver fillings are no charge.
Crowns run between 245$-300$
Endodontics/Root Canals run between 110$ and 345$
Periodontic services run between 110$ and 300$ for surgical services.
Non surgiacal periodontic services run between 38$ and 65$
Dentures and bridges are fairly priced between 300$ and 425$
Extractions run between 30$ and 100$
The only place they really get you is with orthodontics.

Now let’s look at a PPO.

Individual Coverage is between 30$ and 42$ a month for basically the same services between plans, with large waiting periods, tiny plan maximums, and really not that great of coverage.

(Cont.)
My boyfriend needs a 3 fillings and a root canal and possibly a crown in the future. They cover 50% of the root canal, which would stick us with a 500$ bill. They cover 50% of a crown, which would stick us with another 500$ bill and we’ve reached our plan maximum of 1,000$, which is the largest plan maximum I’ve found.

Am I basically paying an obscene amount and tiny maximums with a PPO to go to a larger network of dentists? What’s the difference? Why should I pick a PPO over a HMO?
When it comes to orthodontics, which may also be something we consider in the future, the PPO isn’t able to provide a significant advantage over a HMO. The HMO’s charge around 1,000$ flat for orthodontic treatment. PPO’s either don’t cover orthodontics at all or only pay 25%.

Can anyone shed any light on the differences and why they exist?
So basically, I’m correct in that all I’m paying for is a larger network of dentists? There’s plenty of HMO providers in the area which are accepting patients. There’s nearly a dozen within 5 miles of my home.
And by the way, idiots need not reply. Christ you people are stupid.
Could a dentist possibly imput their .02 on this issue? Why do you choose to go with a HMO network? Why do you choose to go with a PPO network?
Up until recently, I’ve shared the same feeling, that in general, PPO insurance is better than HMO insurance.

It seems to me like this applies only with health insurance. I still feel the same way, go with PPO for health. But with Dental insurance, there is an amazing discrepancy. I was SO blown away at the differences.

This is simply an individual dental coverage plan with no bearing on my medical insurance. I have Tricare/Humana through my father and United Healthcare through my office. United Healthcare’s dental is the PPO I outlined, and I actually have only a 750$ per calender year with my office’s dental plan, and they cover NO major dental work, not even extractions. That’s NOTHING.

http://megawatisoekarnoputri.cn/health-insurance.html

I need some work on my teeth like really bad. The dental portion of my health insurance was eliminated last year but I can’t afford dental insurance on its on. And the cheapest plan offered doesnt cover anything and I would be out of pocket more than I’m paying for it. I don’t qualify for any medicaids (this state doesn’t cover adult dental care) and I would really like to save the few teeth I have left. Any suggestions? Thanks so much!

ok im getting braces on friday and i was wondering what you ppl would choose clear braces or the normal ones…

Has anyone gotten their dentures from Affordable Dentures? Were you satisfied with their work?

How much do dental implants cost in South Korea?
I’m looking at getting dental implants in Seoul. Does anyone know how much this would cost per tooth?

I have been looking at High and Standard Option Dental Plans. (I work for the federal government). These plans seem to pay about the same for pretty much the dental procedures. Am I missing something? Whats the difference between a high and standard option plan?

for an independent operation income person

do they want to occupy us like the US military in Haiti. Yankee imperalist!

I can’t afford my dental procedure (and it needs to be done as soon as possible). Is there any kind of dental insurance that could help me substantially?

He has a wife and 3 kids.

i work full time, and want to have some dental work done, i was looking online, not having any luck.

Im getting braces soon and have to decide between innovation ceramic braces or the traditional metal ones. Other than the cosmetic factor, what are the pros and cons of both?

I am 20 years old and make about 0/week (bi-weekly checks vary from about 0-520 after taxes).
I am in desperate need of health insurance and I badly need dental coverage. This is horrible, but I need at least 5 fillings maybe more. I have weak enamel and I am prone to cavities.
As you can tell I don’t make a hell of a lot of money (and I work almost every day, but of course my hours were recently cut because the owner decided to hire a family member and pay them twice as much to sit on their ass and tell me to do the stuff I already do on my own initiative, then bitch that payroll is too high)
I have to pay car insurance and constant car repairs until I can just replace it with one that won’t need so much tlc and money. This makes it pretty hard to save when I keep on paying to fix things.
I have a phone bill to pay as well and I do not have a house phone so it is necessary to keep in touch with family and work.
Please help me figure out how to get the best coverage possible that will be affordable on a teeny budget. I really am in desperate need.

Thank you so much!
to make things even worse, my wisdom teeth are coming in and messing with my teeth and ruining all the work and money from my braces

I dont know what to do its killing me that this is happening

please help

I am saving the money and currently have 00 and wonder if I can get the entire procedure done for that price, but I am also afraid that it will be so painful that I will miss work…..I am from Columbus Ohio. Is there an affordable dentist in my area?

I am 25 and a Veteran of the Iraq War. Before I left for Iraq, I had dental insurance with my mom’s work and I was getting a lot of work done. Half way through it I got called over seas to Iraq. I have been back for about a year now and need to finish up a lot of that work and get a little more done. Army wont cover it and I’m not rich.
I would like to get it all done soon. And I don’t mind paying for it. However I have tried detal loan companies like carecredit.com and due to my low/bad credit, I do not qualify. I refuse to go to a college or school to get this work done. And I do not have Dental Insurance at this time.
Most Insurance Plans have a minimum waiting period of 6 months for any major dental work or will not cover any of the previous work that has been started. I have talked to most major individual dental plans and they all sey the same thing or will only cover ,000. I need a few crowns, a bunch of fillings, a dental implant and a little more. HELP!

help i was wondering if some one can help is there a cheep dental plan that covers bridges help me and youll get a star

I basically maxed out my dental insurance I have with my job because I had my wisdom teeth pulled. I still need different things done like filling cavities and a cap. I need to find another affordable insurance company to sign up for quickly so I do not cause too much harm to my teeth. Ive had painful tooth aches to the point that I have had to get root canals and have teeth pulled so I am really hoping to find something quick before it ever gets that bad. Please help!

I heard that there is a treatment some dentists are offering and they will completely knock you out before filling cavities,root canals etc. I am so frightened of the dentist I am willing to pay extra money for this.What is the name of this? Will insurance pay for part of it? Thanks for any info!!

I need to go in for a check up to the dentist. I don’t have dental insuracnce only a dental discount thing that came with my Blue Cross health insurance. My fee schedule says Periodic Oral Evaluation copayment is . Does that mean it will only cost me 20 or will it cost more. I live in maryland so if anyone lives in maryland and knows the average cost for a check up please let me know.

so my school offers an option to student to get dental insurance from Aetna
we have two choices:
1- Aetna Advantage Dental (HMO) for 1 dollars for spring semester only
2-Aetna Dental PPO 5 for spring semester only

What’s the difference between both? Which is better? Which covers more? Which one would you choose and why?

Full Points for best answer

I’m in desperate need of dental help
my teeth are just going bad fast
I brush and floss 3times daily and don’t drink or eats much sweets I just have the bad Fortune of
a family with bad teeth many had gotten dentures by 24 or are struggling with bad teeth to this day
Im unable to afford the cost of dental work that I need done
like 10 fillings,and an abscess tooth that needs to be pulled.
Im 18 and currently no job so Im looking for one
and even with a job I know dental is expensive
what can I do dental plans,some type of coverage
I need something done that way I don’t miss work due to a
tooth problem like now I wouldn’t be able to work because the abscess tooth
is painful and makes me sick.
Any advice or websites to help would be great!

Thanks
*If this is anything helpful
I live in Oklahoma near Elk City
Which i read some where oklahoma is
one of the worst states for health care
Is there a state near by that is better
as Id like to move to a state with better health care.