Looking online, I see that most Dental Insurance "Max Annual Benefit" is typically 1500 per year. I recently was told that I may need some dental surgery that will cost an upward of 6000. Since Dental bills are so outrageous, are the any dental plans that cover a procedure of this magnitude, or are most people stuck with paying most of the bill out of pocket? I’ve never had dental insurance, so please excuse the ignorance. Thanks

Ok so im 21 years old and i need dental coverage cant get one thru my work for another 6 months and need dental work before then. i was told 18 months ago that i need to get my wisdom teeth out real soon cuz if i let them grow in i will mess up my entire mouth cuz i dont have room for them and i already have one regular tooth grow in years ago that grew in all weird due to crowding any way i lost the insurance i had and never got my wisdom teeth pulled now ive had one grow in and i can feel another growing in so i need to get them out immiedately but its so hard to find a plan that doesnt have a waiting period for oral surgery so ive found one plan that doesnt and a discount plan and i just want to know which one i should get which one do you think would be cheaper..

I need to Get all 4 wisdom teeth removed and another tooth that grew in wierd due to crowding that is causing problems so i know this is alot of work to be done and aint gonna be cheap so heres the 2 plans details and please help me decide which one would be better for my situation THANKS!

Discount plan- .35 monthly copay no deductible and for oral surgery no waiting period 55% average savings and 25% discount on specialist services no deducible.

Dental insurance plan- monthly deductible annual max benefit 0 oral surgery no waiting period coinsurance 60%

So there are the two plans avail without a waiting period
Theres no annual max on the first..

Ok so im 21 years old and i need dental coverage cant get one thru my work for another 6 months and need dental work before then. i was told 18 months ago that i need to get my wisdom teeth out real soon cuz if i let them grow in i will mess up my entire mouth cuz i dont have room for them and i already have one regular tooth grow in years ago that grew in all weird due to crowding any way i lost the insurance i had and never got my wisdom teeth pulled now ive had one grow in and i can feel another growing in so i need to get them out immiedately but its so hard to find a plan that doesnt have a waiting period for oral surgery so ive found one plan that doesnt and a discount plan and i just want to know which one i should get which one do you think would be cheaper..

I need to Get all 4 wisdom teeth removed and another tooth that grew in wierd due to crowding that is causing problems so i know this is alot of work to be done and aint gonna be cheap so heres the 2 plans details and please help me decide which one would be better for my situation THANKS!

Discount plan- .35 monthly copay no deductible and for oral surgery no waiting period 55% average savings and 25% discount on specialist services no deducible.

Dental insurance plan- monthly deductible annual max benefit 0 oral surgery no waiting period coinsurance 60%

So there are the two plans avail without a waiting period

For 6 years I have been always trying to keep my teeth clean as possible. I have had a dental insurance that offered me 2000$ benefit per year and was under my parents. The coverage was 50%-80% of the procedure and each year I maxed out the insurance. I have had 4 crowns, 2 root canals, and over 15 fillings done in 6+ years. I think that probably now I would not qualify for any dental insurance individual plan as they would not accept me at all.

I dont want to have to pay out of butt for my insurance.

I need it just for myself.I dont really want a high deductible. I am going to need quite a bit of dental work in 2010. Extractions and such.

I dont even know where to start.
I’m not taking the dental insurance through my employer.
I would also like a higher "annual max benefit"

BCBS has a few plans thats looks good, but I’m not sure about the terminology. Here is what it says:

BlueDental Care Plan
BlueDental Care is a prepaid plan that emphasizes preventive care and offers you low copayments for covered services. You choose a general dentist from an extensive network. Under this plan, there are no pre-existing condition limitations, deductibles or benefit maximums, and your benefits never run out. Simple and affordable dental insurance just for you.

When they say a prepaid plan, prepaid by who? Me the insured or them the insurer? Does this mean I pay the provider first and be reimbursed later? Thanks for your Help!

I just got my dental proposal today from BlueCross and it is nothing more than rape. They want 53 dollars in 24 payments each year and get this, I will have no major coverage for 12 months. The only thing I will have is basically extractions, full mouth x-rays and sealants all at 80%. Preventive measures such as oral exams, cleanings and flouride treatments are covered 100%. The fee is based on a family of 3 or more. I’m thinking there has to be a more competitive plan out there even without the benefit of belonging to a group. Oh and when that major coverage does kick in after 12 months, it only pays 50%. I’m laughing through my tears! Any suggestions?