All 4 of my wisdom teeth are impacted - 1 is 2/3rds the way out, 1 is moving slightly and I’ve yet (knock on wood!) to have any issues with the other 2.

I was a member of Ameriplan a few years back but never had to use it because I was covered under BlueCross in which I am no longer covered under either.

Would it be best to re-register with the Ameriplan (25% discount) or an individual dental insurance (which would POSSIBLY be more beneficial depending on the coverage amount/deductible, etc.) for about the same $ monthly?

If you feel as though the individual dental insurance would be best, does anyone have any recommendations for coverage companies, etc.? Thanks!

ps- PLEASE don’t SPAM this with the Ameriplan links & false reviews!

I just got my dental proposal today from BlueCross and it is nothing more than rape. They want 53 dollars in 24 payments each year and get this, I will have no major coverage for 12 months. The only thing I will have is basically extractions, full mouth x-rays and sealants all at 80%. Preventive measures such as oral exams, cleanings and flouride treatments are covered 100%. The fee is based on a family of 3 or more. I’m thinking there has to be a more competitive plan out there even without the benefit of belonging to a group. Oh and when that major coverage does kick in after 12 months, it only pays 50%. I’m laughing through my tears! Any suggestions?